Now listen, you who say, "Today or tomorrow we will go to this or that city, spend a year there, carry on business and make money." (NIV) I kept this verse separate from verse 14 because it is important to understand who James is talking to. Who are these people who would say this thing? And more importantly, what is so wrong with the statement?!? I am looking at this statement, and I can tell that James is leading into some sort of rebuke, but the statement that he is about to rebuke really doesn't seem that bad! Is business bad? Is it bad to make money? These aren't the issues though. As we will see as we look at the next few verses, the problem is the simple lack of God in the day to day processes of life.